La Crescenta and La Canada real estate and homes for sale in California - Janet Ames, REALTOR® Janet Ames REALTOR(r) for La Crescenta and La Canada, California real estate - NUMBER1EXPERT™ Janet Ames NUMBER1EXPERT(tm) for La Crescenta and La Canada, California real estate
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Janet Ames, REALTORŪ, real estate agent and broker for La Crescenta and La Canada California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out what makes me a top real estate expert. Call me at: 818-248-3669 X217.


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For Buyers: La Crescenta and La Canada California home buying, real estate listings, and homes for sale in Los Angeles                    County, CA
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Why Buyers Choose Me: Why homebuyers in the La Crescenta and La Canada area choose Janet Ames as their Realtor
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Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
Q 
How can you give your home the equivalent of sunglasses?

A 
Install low "E" squared glass filters sunlight, saves on energy costs and prevents fading of furniture, drapes and carpets.
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Janet Ames, REALTORŪ, real estate agent and broker for La Crescenta and La Canada California home listings, property and land for sale - NUMBER1EXPERT(tm)

Janet Ames
Ellis Realty

3156 Foothill Blvd
La Crescenta
CA 91214
Office: 818-248-3669 X217
Direct: 818-248-4112
Fax:: 818-248-4510
janet-ames@msn.com

Trust Janet Ames to protect your real estate needs. Her goal is for her clients Happiness. Janet's expertise distinguishes her among the top realtors in her area. She goes the extra mile to help you find your dream home. Contact Janet today!

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