La Crescenta and La Canada real estate and homes for sale in California - Janet Ames, REALTOR® Janet Ames REALTOR(r) for La Crescenta and La Canada, California real estate - NUMBER1EXPERT™ Janet Ames NUMBER1EXPERT(tm) for La Crescenta and La Canada, California real estate
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Janet Ames, REALTORŪ, real estate agent and broker for La Crescenta and La Canada California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out what makes me a top real estate expert. Call me at: 818-248-3669 X217.


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"We were so impressed when Janet called us."
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Janet Ames is one of The Top Selling Real Estate Experts™
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Why Buyers Choose Me: La Crescenta and La Canada California home buying, real estate listings, and homes for sale in Los Angeles                    County, CA
Welcome > For Buyers > Why Buyers Choose Me ...


Buying a Home Requires Many Difficult Decisions. Make Sure Your Realtor is a Top Local Expert.
 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As a top La Crescenta and La Canada area Realtor, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available in the La Crescenta and La Canada market, even listings not yet on the MLS, through my professional California real estate affiliations. 

- My expert local knowledge of the La Crescenta and La Canada area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. La Crescenta and La Canada is no different! It's my job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. I will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I will give you the full benefit of my real estate knowledge and experience. 

Let me represent your best interests in your search for a new home in the La Crescenta and La Canada area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Call or email me for help, or to have your questions answered. There are no dumb questions! Fill out this form and I'll get right back to you...
 

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Real Estate Tips
Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

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Real Estate Trivia
Q 
What does the abbreviation PITI stand for?

A 
Principal, Interest, Taxes and Insurance are the four major items included in a monthly mortgage payment.
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Janet Ames, REALTORŪ, real estate agent and broker for La Crescenta and La Canada California home listings, property and land for sale - NUMBER1EXPERT(tm)

Janet Ames
Ellis Realty

3156 Foothill Blvd
La Crescenta
CA 91214
Office: 818-248-3669 X217
Direct: 818-248-4112
Fax:: 818-248-4510
janet-ames@msn.com

Trust Janet Ames to protect your real estate needs. Her goal is for her clients Happiness. Janet's expertise distinguishes her among the top realtors in her area. She goes the extra mile to help you find your dream home. Contact Janet today!

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